When choosing healthcare cover in South Africa, you may encounter the terms medical aid and medical insurance. Although they sound similar, they are fundamentally different products. Medical aid generally provides broader healthcare funding and must include certain...
Yes, you can write your own will without a lawyer in South Africa — but the bigger question is whether you should. A will is not just a document with names and signatures; it is a legal instruction that tells your family, executor and the Master of the High Court how...
Many South Africans know they need a will, but the question often comes up: do I really need a lawyer to draft one? The simple answer is: not always but in many cases, it is strongly advisable. South African law does not say that only a lawyer can draft your will....
Critical illness insurance, often called dread disease cover or severe illness cover in South Africa, usually pays a lump sum when you are diagnosed with a serious illness that meets the insurer’s policy definition. But one of the most important questions clients ask...
Life insurance is often misunderstood as one simple product that only pays when someone dies. In reality, a well-structured life insurance policy can include different types of benefits designed to protect your family, your income, your health, and your estate. The...
Critical illness insurance can feel like one of those “extra” covers people only think about after life cover, medical aid, gap cover and disability insurance. In South Africa, where household budgets are already under pressure, it is fair to ask: is critical illness...