by AYANDA NGCETHE, CFP®️ | Sep 22, 2022 | Financial Planning, Portfolio
Do you have a disability insurance? If you don’t, you must know you need it. Disability cover is not just an insurance. You need disability provision to protect your earning. Should you get disabled, will you be able to continue working? Will your house be modified to...
by AYANDA NGCETHE, CFP®️ | Sep 8, 2022 | Financial Planning, Portfolio
Are you looking for an investment that is tax-free? In South Africa, there is tax-free savings. If you invest in tax-free savings, as long as you comply. You will not be paying any tax. Some people use tax-free savings to supplement their pension benefits and/or...
by AYANDA NGCETHE, CFP®️ | Aug 18, 2022 | Financial Planning, Portfolio
Property, Equity, Bond and Cash investment Making a decision when it comes to investment becomes very hard. Some investors prefer direct investment and some prefers indirect investment. Both options are good for investors. But one requires less money to start...
by AYANDA NGCETHE, CFP®️ | Aug 11, 2022 | Financial Planning
Agreement to sell your share or buy your business partner’s share Starting a business needs special expertise. Sometimes if one lacks the expertise required to start a specific business e.g. IT company. May have to join forces with the person who possess the skill and...
by AYANDA NGCETHE, CFP®️ | Aug 4, 2022 | Financial Planning
Life Insurance Life insurance is an insurance policy that you take to cover yourself. In case of your death to ensure that your family, and financial dependents are well looked after you have passed on. The death cover is based on your ability to earn income. Your...
